These HUD approved classes are required for both the loan programs of Wash State Housing Finance Commission and USDA Rural Development loans.

About The Classes

The Kitsap Housing Coalition is a local partnership of lenders, realtors, housing service agencies, and other home ownership related services. The class is a 5 hr. course. Our goal is to prepare you for home ownership and familiarize you with the home buying process and programs. Certificates are given after the 5 hr.session is completed. Attendance is a requirement for many of the First Time Home Buyer and Down payment Assistance programs. The certificate is good for two years. There is No Charge For The Class Or The Handouts. We invite you to attend. Instructors are certified by Wash State Housing Finance Commission

Workshop Topics

• Is homeownership for you?
• How much can you afford?
• Your Credit Report and Credit Solutions
• Planning and Budgeting for Homeownership
• Special Loan Programs
• Debt Ratios/PITI
• Mortgage Insurance
• Real Estate and Realtors
• How to Choose and Use.
• Negotiating The Sale
• What happens at Closing
• Title Insurance/Escrow
• Home Inspections

Community Based Partnerships

Co-Sponsored by :
    Washington State Housing Finance Commission
    and members of the Kitsap Housing Coalition

Instructors vary for each class
Lenders - local banks
Realtors - local real estate offices
Home Inspectors - local inspectors

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This is an Equal Opportunity Program.
Discrimination is prohibited by Federal Law.
Complaints of discrimination may be filed with the Administrator, RHCDS, USDA, Washington, DC 20250-0700
 

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Kitsap County Consolidated Housing Authority