• Homeownership Opportunities
    The latest information on all our groups.
• Current Floor Plans
    The latest floor plans for our groups.
• Down Payment Assistance
    Information on our Down Payment Assistance program.
• Frequently Asked Questions
    Find answers here.
• Update My Wait List File
    Instructions to keep your file current.
• Income Criteria
    (maximum allowable incomes)
• Self-Help Program Application and
  Authorization for Obtaining
  Credit Information
  Please print these Adobe® PDF pages, be sure to fill in both pages, and mail them to us. You may download the free PDF reader from Adobe's website if necessary.
• Guaranteed Rural Housing Loan Program
    Opportunities for over-income applicants
• Learn more about Housing Kitsap's green building

In 2009 our home plans changed to become energy efficient.  All plans are now third party verified to meet  Northwest Energy Star's requirements, they exceed Washington State's Evergreen Standard and achieve all 3 stars in the Kitsap Built Green Program.  We have reached this level of efficiency by using radiant floor heating, advanced framing techniques, high value insulation and high performance windows combined with air leakage testing and sealing.

This unique and rewarding program allows income eligible applicants the opportunity to own their own home by participating in groups of 8 - 14 families to build each others homes with lot of help and training from KCCHA.  Mortgage (principal and interest) are based on your income, not the current market interest rate, and therefore are generally more affordable at of below 80% of the county median income as determined by HUD.